Hospitalization coverage

In-patient hospitalization charges including nursing expenses, medicine charges, doctor fees, room rent, etc is covered.

Day care treatments

Over 150+ treatments that require hospitalization for less than 24 hours are covered

Pre and post hospitalization expenses

30 days pre and 60 days post hospitalization charges borne by the insured are covered



AYUSH treatments covered

Ayurevda, unani, sidha and homeopathy treatments are covered up to the sum insured

Maternity coverage

Expenses related to delivery-caesarean or normal are covered.

Wellness benefits

Discounts available on pharmacy, diagnostic orders + doctor consultations as well

Home healthcare

In case of unavailability of hospital beds, treatment done at home is covered up to a specified limit

OPD expenses

Visiting doctor on OPD basis is not covered

Dental and cosmetic treatments

Treatments for dental or cosmetics unless caused due to an accident are not covered

Self-inflicted injuries

Self-imposed injuries are not covered

Hospitalization for less than 24 hours

Hospitalization for less than 24 hours classified as not a day care treatment is not covered